LOAN DEFAULT CHECK
Bank Defaulter Verification & Credit Risk Assessment Platform
Strengthen and simplify your credit risk assessment process with our intelligent, reliable, automated and AI-powered loan default check platform
Trusted by 50,000+ companies
🔍 Why Credit Risk Assessment Matters
Easiest, most flexible, and most delightful risk management experience
Improve Credit Decisions
94% of businesses say defaulter verification helps improve credit decisions and risk assessment significantly.
Risk Intelligence Is Growing Fast
The global credit risk management market is expected to reach $32.8B by 2028 (CAGR 13.5%).
Complete Risk Intelligence
Defaulter verification makes up 78%+ of the market, with RBI compliance growing at 15.8% CAGR.
How Loan Default Check Works
Comprehensive Defaulter Verification Platform for Credit Risk Assessment
Easiest, most flexible, and seamless risk assessment experience for businesses
Risk Dashboard
Centralized Defaulter Data Management & Analysis
Loan Default Check's unified dashboards provide a single view of all your defaulter verification and risk assessment
Track Defaulter Status
Monitor wilful defaulters, large defaulters, suit-filed cases, and non-suit filed defaulters with real-time verification across multiple databases
Instant Defaulter Verification
Get complete defaulter information from CIN, PAN, GSTIN, DIN, or other identifiers in seconds. Access credit bureau data, RBI defaulter lists, and regulatory databases
Monitor Credit Risk
Track outstanding amounts, default dates, repayment history, and creditworthiness with comprehensive risk analytics
Get StartedRisk Reports
Comprehensive Defaulter Summary & Risk Analysis Reports
Detailed risk reports to help identify defaulters and make data-driven credit decisions.
Custom Risk Reports
Generate comprehensive defaulter reports focused on wilful defaulters, large defaulters, outstanding amounts, and credit history tailored to your needs
Automated Risk Monitoring
Set up automated reports to run daily, weekly, or monthly and receive alerts on new defaulter records and credit risk updates
Pre-built Analysis Templates
Get access to 25+ defaulter report formats for quick and efficient credit assessment and risk analysis
Get StartedLoan Default Check Platform Features
Comprehensive Defaulter Verification Solution for Seamless Credit Risk Operations
Wilful Defaulter Identification
Identify wilful defaulters as per RBI guidelines, including borrowers who have defaulted despite having capacity to honor obligations
Credit Bureau Verification
Cross-check against CIBIL, Experian, Equifax, and CRIF databases for comprehensive defaulter status verification
Large Defaulter Detection
Identify large defaulters with outstanding amounts of ₹1 crore and above, including suit-filed and non-suit filed accounts
Comprehensive Risk Assessment
Evaluate creditworthiness, repayment history, outstanding debts, and default patterns across multiple financial institutions
Multi-Database Search
Search across CIBIL, RBI defaulter lists, credit bureaus, and regulatory databases for comprehensive coverage
Defaulter Classification
Categorize findings as wilful defaulters, large defaulters, or credit defaulters with severity assessment
7-Year Record Maintenance
Maintain defaulter records for 7 years from the last date of report as per regulatory requirements
Multiple ID Support
Support for CIN, PAN, TAN, GSTIN, IEC, DIN, UDYAM, LEI, and Establishment ID for comprehensive entity identification
Detailed Risk Reports
Generate comprehensive reports with defaulter status, outstanding amounts, timeline, and creditworthiness assessment
Defaulter Types Covered
Comprehensive defaulter verification across all major banking institutions
Wilful Defaulters
Borrowers who have defaulted despite having capacity to honor obligations as per RBI guidelines
Suit Filed Defaulters
Defaulters against whom legal suits have been filed by banks and financial institutions
Non-Suit Filed Defaulters
Defaulters who have not yet been subject to legal proceedings but have defaulted on obligations
Large Defaulters
Defaulters with outstanding amounts of ₹1 crore and above across all banking institutions
Sick Units
Companies classified as sick units with viability status and sickness reason details
Blacklisted Entities
Entities blacklisted by banks with blacklisting reason and date information
Verify credit risk with comprehensive loan default check
Loan Default Check helps you with fast, friendly, and comprehensive risk assessment – smarter in every way.
